J.J. BEST & CO. is committed to providing you with financial products and services
to meet your needs while respecting your privacy and protecting the security of
your personal information. Our relationship with our customers is uniquely personal.
We help you with important financial matters, and you trust us with detailed personal
information. Our commitment includes protecting the personal information we retain
about you (referred to as "information" in this notice) when you apply for or obtain
a product or service from us to be used primarily for personal purposes.
To a certain extent, all financial companies need to share customers’ personal information
to run their everyday business. We continually strive to maintain appropriate security
standards - technological, physical and procedural - such as limiting J.J. BEST
employee’s access to your information, yet still allowing them to perform their
job function. J.J. BEST & CO. employees (or team members as we call them) are
trained to meet these standards and to treat customer information with care.
At J.J. BEST & CO. security is a priority. Our obligation to safeguard your information
is taken seriously. The steps we've taken to keep that information secure and confidential,
along with the choices you have about information sharing, are outlined in this
Privacy Statement. In the sections below, we list the reasons financial companies
can share their customers’ personal information; the reasons J.J. BEST & CO. chooses
to share; and how you can limit this sharing. Please read this notice carefully
so that you fully understand the policies in place regarding privacy, data security
and our commitment to honor it here at J.J. BEST & CO. The policies and practices
described in this Privacy Notice are subject to change, but we will notify you if
there are significant changes. Our Privacy Notices will include a "Last Revised"
date at the bottom, and you can always read our most up to date notice by visiting
In simplest terms, J.J. BEST & CO. will not share your sensitive information with
outside companies for the purpose of independently marketing non-financial products
and services. If you have any questions concerning our Privacy Statement, please
feel free to contact us at 1-800-USA-1965 (1-800-872-1965).
By knowing more about our customers, we as well as our business partners can provide
specialized products and services that may be of interest to you and your family.
We may also be able to improve upon your experience when contacting us or using
one of our products. Additionally, we may collect and share information to help
protect you from identity theft and fraud. For example, we may verify your identity
when you open an account with us.
We maintain physical safeguards, such as secure areas in buildings; electronic safeguards,
such as passwords and encryption; and procedural safeguards, such as customer authentication
procedures to protect against ID theft.
Access to information about you is restricted to authorized employees obtaining
that information for business purposes.
We carefully select and monitor the outside companies we hire to perform services
for us, such as mail vendors. We require them to keep customer information safe
and secure, and do not allow them to use or share the information for any purpose
other than the job they are hired to do.
We train our employees on these security procedures.
We May Disclose Information that We Collect as Described Above to the Following
You may choose to limit the way we share information about you. You may also choose
to limit the solicitations we send you. These choices are referred to as "opt-outs."
If you do not want us to disclose information about you outside the J.J. BEST &
CO. family of companies, you may choose to opt out of those disclosures. In other
words, you may tell us not to share this information and we will not, except in
those cases where we may be required or permitted by law. For example, required
disclosures may be made to law enforcement and banking regulators, while permitted
disclosures may be made to vendors assisting us in opening, maintaining or servicing
your account. (CA and VT Residents: To the extent state law applies, we will not
disclose information about you outside the J.J. BEST & CO. family of companies,
except as required or permitted by law.)
Affiliate Sharing— We may share your credit information within the J.J. BEST & CO.
family of companies. Credit information includes financial information you may share
with us or credit history that we may obtain from credit bureaus. If you do not
want us to share your credit information with other companies in the J.J. BEST &
CO. family, you may choose to opt out. (VT Residents: To the extent state law applies,
we will not disclose credit information about you within the J.J. BEST & CO. family
of companies except as required or permitted by law.) If you opt out, we will not
share your credit information with other companies in the J.J. BEST & CO. family.
Affiliate Marketing—Companies in the J.J. BEST & CO. family may market their products
and services to you based on information received from other companies in the J.J.
BEST & CO. family. This may include any information collected about you including
your income, your account history, and your credit score. If you would like to limit
the offers you may receive based on this shared information, you may choose to opt
out. If you opt out, we will not market products or services to you based on information
received from other companies in the J.J. BEST & CO. family except as expressly
permitted by law. This limitation will not apply in certain circumstances, such
as if you ask to receive information from a J.J. BEST & CO. company.
You may tell us not to solicit you at your postal mailing address, telephone number
or e-mail address. If you elect not to receive marketing offers by postal mail,
telephone and/or e-mail, please note that we may continue to contact you as necessary
to service your account and for other non-marketing purposes. We may also continue
to provide marketing information in your regular account mailings and statements.
Your opt-out choices will continue to apply until you tell us to change them, except
with respect to limits on solicitations which we will honor for the time periods
required by law. If you have previously opted out based on a J.J. BEST & CO. notice
and would like to keep the same preferences you do not need to opt out again.
Joint/Multiple Accounts: Your opt-out choices will apply to all of your consumer
accounts within the J.J. BEST & CO. family of companies, including joint accounts.
For a joint account, an opt-out choice made by any joint account holder will apply
to all account holders.
Applicants: Unless otherwise notified, applicants who do not become our customers
may not make certain privacy elections.
To exercise one or more of your opt-out choices described:
Call us toll free: 1-800-USA-1965
Cookies are small pieces of information sent by a web site to a computer’s hard
drive that is stored directly on the computer you are using. This enables the site
to recognize a visitor’s web browser and record activities on the website. J.J.
BEST & CO. may place cookies or Flash objects on your hard drive for security purposes,
to facilitate site navigation and to personalize your experience. Cookies allow
you information on products and services that best fit your needs.
Cookies and other technologies provide us the capability to monitor the use of our
Sites so we can continually improve the design and functionality to better serve
you. Cookies we use do not contain or capture unencrypted personal information.
If you choose not to accept cookies from our Sites, then you may not be able to
access and use all or part of the Sites or benefit from the information and services
J.J.BEST & CO. uses Flash objects (sometimes referred to as "Local Shared Objects")
in two ways. First, as part of our online authentication, we use Flash objects to
help us recognize you and your computer when you come back to our site. Second,
for our pages running Adobe® Flash® content (demos and tutorials with moving content),
we use Flash objects to determine your browser type and version of Adobe Flash in
order for you to view the content. As with cookies, we never store personal information
in these Flash object files unless encrypted. We do not use Flash objects for any
online behavioral advertising purpose. Deleting cookies does not delete Flash objects.
You can learn more about Flash objects - including how to control and disable them
- through the Adobe interface. If you choose to delete Flash objects from our Sites,
then you may not be able to access and use all or part of the Site or benefit from
the information and services offered
J.J. BEST & CO. provides experiences on social media platforms such as Facebook®,
Twitter® and LinkedIn® that enable online sharing and collaboration among users
who have registered to use them. Any content you post, such as pictures, information,
opinions, or any personal information that you make available to other participants
those platforms. Please refer to their websites and policies to better understand
your rights and obligations with regard to such content.
Keeping your information accurate and up to date is very important to us. If your
information is incomplete, inaccurate or not current, please use the Contact Us
option on our Site, or call or write to us at the telephone numbers or appropriate
address for changes listed on your records. You can also call in and speak with
your J.J. BEST & CO. loan representative.
We may provide links to non-J.J. BEST & CO. websites, such as credit bureaus, merchants,
auction companies, dealerships or other affiliates. If you follow links to websites
not controlled by J.J.BEST & CO., you should review their privacy policies and other
terms, as they may be different from those of our sites. J.J. BEST & CO. does not
guarantee and is not responsible for the privacy or security of these websites,
including the accuracy, completeness, reliability or suitability of their information.
We intend this Site for use only by adults who are 18 years of age or older. If you are not 18 years of age or older, please do not submit any information to J.J. BEST & CO.
Important Information about Credit Reporting
We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.