How? With Straight-Forward Loan Terms
Here’s just one example of how JJ Best protects you from paying too much and losing value.
$41,000 purchase price
8.49% Annual Percentage Rate (APR)
10% down payment
Loan amount $36,900*
JJ Best Loan
Pay every month, and after 7 years:
You will have paid $49,071
Total Interest Paid: $12,171
If you decide to sell your car after 2 years, you will owe $28,097 on the loan.
Other Lender
Pay every month, and after 12 years:
You will have paid $58,954
Total Interest Paid: $22,054
If you decide to sell your car after 2 years, you will owe $32,859 on the loan.
Try It Yourself:
* For this example, fees, tax, title and registration costs are not included in loan amount.
Looking Out For You: Fraud
That person or dealership selling you a classic car? No one vets them like JJ Best. Digital fraud, like fake dealership websites, has become a serious problem when you buy online. JJ Best diligently defends buyers like you against seller fraud.
Looking Out For You: Insurance
Not all lenders have an in-house Insurance Agency. JJ Best Insurance Agency has a guaranteed value policy. This means if your car/truck is worth $50,000 and there’s a total loss, you’re paid $50,000, period.
Looking Out For You: Licensing
Is your lender licensed in your state? Many are not. Choose an unlicensed lender and your state may not consider your loan with them to be valid. Because JJ Best is licensed in all states, and subject to rigorous examination by regulators, we focus intensely on compliance, including the protection of your personal data.
We Know The Business Like No One Else
We Know Buyers
Do you like numbers? So do our loan experts. Our average Loan Officer has spent 13 years answering 71,000 questions from applicants! So don’t worry if you’re new to collector financing, our team will take care of you. They are straight-forward, easy to work with, and concise. That’s why well-qualified borrowers almost always get pre-approved for financing in less than 5 minutes.
We Know Sellers
We’ve worked with many hundreds of reputable dealers and auction houses across America for more than 30 years. We know them, and they know us. This benefits you. Buying from an individual seller? We can make the transfer of the vehicle into your name smooth by verifying the VIN and ensuring it matches the title.
We Know Vehicles
As the oldest lender of its type in the nation, we not only love these vehicles as much as you do, we understand their value like no one else. We know American Classics, Import Classics, Exotics, Hot Rods and Customs, Antiques, Kit Cars and Replicas, Muscle and Performance Cars and Classic Trucks.
Testimonials
A very particular seller insisted I close the deal on his 71 Corvette by the end of the next day since he had dozens of interested people lined-up. I spoke with Lennie, who immediately got the ball rolling. 24 hours later, insurance was in force and I picked up the check, greeted by a friendly smile. I’m still amazed Lennie, Nina and Deb made this happen so quickly!!
Mike S., Connecticut
JJ Best gave me my first show-winner best-in-show opportunity with the purchase of our 1934 Ford Truck! What a great experience with the purchase and even with handling our insurance for the truck. I have already recommended you to another car enthusiast. Great Job!
Kathy C., Maryland
I do not normally take the time to respond when I get surveys, but the experience we had during our loan process was fantastic. The turn-around time from application to receiving a check was less than 1 week! Thanks again for assisting with putting a smile on our faces!
Mike E., Kentucky
Awesome experience. I actually applied on a whim, but they were able to get me into my dream car of a 1970 Chevelle SS. If you're looking to finance a classic car, these guys are the best. Very good terms and rates. Highly recommended.
Bill Gum
I wish I had called JJ Best Banc first. Ryan Dwane took the time to do a thorough review of my application and when a seemingly problematic issue came up, we were able to resolve it quickly. And it was all because he took the time to give me a call and ask a few additional questions. The other lender I contacted just flat out denied the application. I really appreciate all he did to make the process go smoothly. And I'm super excited to finally have the Mustang I've wanted since I was a kid.
Heather Gurley
This was my first "Collector Car" purchasing experience, and Ryan, Deborah and Mary (along with everyone else I didn't work directly with) made the process easy and painless... I will recommend their service to anyone! Thank you JJ Best Banc & Co.
Sean Simon
You have gone above and beyond helping me this time. This is why I returned to J.J. BEST and not my credit union. I want you to know your attitude and willingness to help is what set people apart with the people we deal and work with day to day. And I very much appreciate it. Even the Salesman commented how professional you were.
B.H.
I just wanted to thank the crew @ J.J. BEST BANC for making a dream come true. Sounds like a cliche doesn’t it? Recently I went through your loan process and with the help of Christopher my loan was approved and my 70 Olds Cutlass convertible is now a reality. I believe in giving credit where credit is due and this guy did a great job!